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Products / Ancillary Carriers

UN

Unum

Public facts

Group disability, life, dental, vision, leave, and supplemental

Unum workplace financial-protection carrier for disability, life, dental, vision, and related benefits, with MyUnum administration, Total Leave, and HR Connect APIs to Workday, ADP, and UKG.

Overview

Unum provides employer-sponsored financial-protection benefits that supplement medical coverage. Official employer and broker pages list disability (group and individual STD/LTD), life (term and whole life), dental, and vision, plus leave/absence (Unum Total Leave) and Unum Behavioral Health. Unum says it has more than 175 years of employee-benefits focus, ranks #3 in group life and in voluntary benefits (cited Gen Re and Eastbridge surveys, 2019–2020 inforce), serves 57% of Fortune 100 companies or their affiliates on one page (53% on a broker page), and protects over 36 million employees and families. HR Connect provides real-time APIs to Workday, ADP, and UKG.

Why it matters Unum is a disability-and-leave anchor carrier with named HRIS APIs (Workday, ADP, UKG) and a full dental/vision/life stack.

Target buyer
Employers of all sizes (Unum small-business and enterprise messaging) and brokers placing disability-led or multi-line Unum cases, including leave outsourcing.
Pricing model
Quoted group and voluntary premium; leave may be insured or ASO (not fully specified on the pages reviewed)
No public PEPM. Rankings and Fortune 100 percentages are vendor-cited surveys and should be treated as dated (2019–2020 rank footnotes appear on the employer page).
Availability
National
Research
Last researched 2026-08-23
Public facts category

Key features

  • Group and individual disability; vendor says income replacement up to 60%
  • Group life (term and whole life named on broker portfolio)
  • Unum Dental and vision
  • Unum Total Leave absence management
  • Unum Behavioral Health (beyond a traditional EAP, vendor)
  • MyUnum employer and member portals, including dental/vision on the member site
  • HR Connect APIs: Workday, ADP, UKG

Integrations

  • Workday
  • ADP
  • UKG
  • MyUnum administration and member portals
  • Unum Dental Network (provider-facing)

Overview

Unum Group’s workplace brand (unum.com) sells financial-protection benefits that sit beside major medical. The employer homepage emphasizes digital administration (MyUnum), Unum Total Leave, Unum Behavioral Health, and HR Connect. The employee-benefits and broker-portfolio pages name disability, life, dental, and vision. Unum Group’s corporate site adds accident and critical illness among workplace benefits.

Colonial Life is a Unum stand-alone voluntary brand (see Colonial Life). Do not treat the two enrollment experiences as one product.

Key Capabilities

  • Disability: group and individual STD/LTD; up to 60% income replacement on the supplemental-benefits page.
  • Life: term and whole life on the broker portfolio.
  • Dental and vision, including a named Unum Dental Network.
  • Total Leave: FMLA, PFML, and absence workflows.
  • Behavioral Health with utilization metrics (vendor).
  • Enrollment support and field offices.
  • Scale claims: 175+ years; #1 disability provider (broker page); #3 group life and voluntary (employer footnotes to Gen Re and Eastbridge); 36 million people protected; Fortune 100 coverage percentages that differ by page (53% vs 57%)—use as vendor claims only.

Integrations & Ecosystem

Documented APIs: Workday, ADP, UKG via HR Connect. MyUnum for employers and members. A webinar page also mentions Workday Wellness in a joint story; that is not the same as a packaged connector list.

Pricing

Quote-based. No public schedule.

Notes & Limitations

  • Rank footnotes on the employer page cite 2019–2020 surveys.
  • Fortune 100 percentages conflict across Unum URLs.
  • Recorded as National; forms vary by state.
  • Colonial Life is related but separately branded.

Sources

Tags: Unum · disability · leave management · group life · dental · vision