The Standard

Public facts

Group life, disability, dental, vision, absence, and voluntary

The Standard (StanCorp) workplace carrier for group life/AD&D, STD/LTD, dental, vision (VSP or EyeMed), absence, and voluntary benefits; acquired Allstate’s Employer Voluntary Benefits business on April 1, 2025.

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Overview

The Standard is the marketing name for Standard Insurance Company (Portland, Oregon; licensed in all states except New York), The Standard Life Insurance Company of New York (White Plains; New York only), and—on the 2026 standard.com footer—American Heritage Life Insurance Company (Jacksonville, Florida). Public materials list group and individual disability, group life and AD&D, group dental and vision, voluntary benefits, absence management and paid family leave, plus retirement and annuities. The company dates to 1906. An older STD brochure said The Standard insured more than 25,700 groups and about 6 million employees. On April 1, 2025, StanCorp Financial Group bought Allstate’s Employer Voluntary Benefits business for $2.0 billion.

Why it matters The Standard is a life/disability/dental staple that now also owns the Allstate Employer Voluntary Benefits book (closed April 1, 2025).

Target buyer: Employers and brokers placing Standard life/disability/dental/vision or absence, including cases that historically sat on Allstate Benefits paper.
Pricing model: Quoted group premium; Agility uses packaged Good/Better/Best designs for small groups; No public PEPM. Policy form numbers are published on product pages (for example GP 190-LIFE series, form 9000 dental/vision). Features and availability vary by state and issuing company.
Availability: National
Research: Last researched 2026-08-23; Public facts category

Key features

Group life and AD&D, including additional/dependent/voluntary life
Group short-term and long-term disability; Workplace Possibilities stay-at-work program
Group dental (PPO/traditional designs; optional ortho on some packages)
Group vision via VSP or EyeMed Access, or a shared dental/vision maximum design
Absence management and paid family leave services
Voluntary/employee-paid benefits; Agility packaged Good/Better/Best small-business designs (life, STD, LTD, dental, vision)
EAP included with some LTD designs; travel assistance with some life plans (Agility PDF)

Integrations

VSP Vision Care network option
EyeMed Access network option
Benefits-administration partnerships (named generically on standard.com)
American Heritage Life (Allstate Benefits underwriter now in the Standard footer)

Overview

The Standard (standard.com) is a Portland-origin workplace insurer (1906) marketed as StanCorp Financial Group and subsidiaries. Issuing companies: Standard Insurance Company (all states except New York), The Standard Life Insurance Company of New York (New York), and American Heritage Life Insurance Company (all states except New York, per the 2026 footer).

Product families on official pages and eforms: group life/AD&D, STD, LTD, dental, vision, voluntary, absence/PFML, Workplace Possibilities, plus retirement/annuities (out of this ancillary medical-adjacent scope). Agility packages Good/Better/Best combinations of life, STD, LTD, dental, and vision for small-business customers of advisors.

The April 1, 2025 Allstate EVB acquisition is the major 2025 structural change (see Allstate Benefits).

Key Capabilities

Life/AD&D with waiver of premium, additional/dependent/voluntary options (life page).
STD/LTD; Workplace Possibilities whole-person disability support.
Dental and vision; vision networks VSP or EyeMed Access; unique shared dental/vision maximum design on the vision page.
Absence and PFL services (Standard about text).
Agility small-group packaged designs; EAP and travel assistance on some packages.

Integrations & Ecosystem

VSP and EyeMed. Administration “partnerships with innovative companies” (homepage) without a public full roster. AHL paper for former Allstate Benefits.

Pricing

Quoted. Agility is packaged, still not list-priced on the PDFs reviewed.

Notes & Limitations

New York always uses The Standard Life Insurance Company of New York.
Group-count figures (25,700 groups / 6 million employees) are from an older STD brochure and may be dated.
Recorded as National.
standard.com blocked some automated fetches (Incapsula); facts are from pages and eforms that did load via search.

Sources

Tags: The Standard · disability · group life · dental · vision · absence