Products / Stop-Loss Carriers & MGUs
Swiss Re Corporate Solutions
Public factsDirect-written employer stop-loss
Swiss Re Corporate Solutions America writes employer specific and aggregate stop-loss in all 50 states and D.C., plus captive programs with leading captive managers.
Overview
Swiss Re Corporate Solutions’ North America Accident & Health page markets employer stop-loss for self-funded plans. Coverage is underwritten by Swiss Re Corporate Solutions America Insurance Corporation, described as a direct writer in all 50 states and the District of Columbia, AM Best A+ (Superior) on that page (confirm current rating). Products named: traditional specific and aggregate stop-loss, and captive solutions with industry captive managers for smaller employers that collectively reinsure. Claims commitment: mail logged within one business day; claims reviewed in 10–15 business days. ASO expedited-reimbursement claim kits and a step-down-deductible feature are listed among downloads. Older SIIA directory text has cited Westport Insurance Corporation; the current Corporate Solutions page names Swiss Re Corporate Solutions America Insurance Corporation—use the quote’s legal entity.
Why it matters Swiss Re CS is a capacity-rich direct employer stop-loss market, not only a hidden reinsurer behind MGUs.
- Target buyer
- Self-funded employers and advisors wanting a global-reinsurer-owned direct stop-loss writer, including captives.
- Pricing model
- Quoted stop-loss premium
- No public rates. Not all products available in all jurisdictions (site disclaimer).
- Availability
- National
- Research
- Last researched 2026-08-23
- Public facts category
Key features
- Specific and aggregate employer stop-loss
- Captive stop-loss with partner managers
- 50-state + D.C. direct-writer claim (vendor)
- Published claims TAT targets
- ASO expedited reimbursement kits
- Step-down deductible feature (marketing PDF)
Integrations
- Captive managers (unnamed “leading” partners)
- ASO administrators (dedicated claims kits)
Overview
Swiss Re Corporate Solutions sells North American employer stop-loss from corporatesolutions.swissre.com (corporate parent swissre.com). The pitch is filling coverage gaps on self-funded plans using A&H specialists and balance-sheet capacity.
Legal issuer on the current page: Swiss Re Corporate Solutions America Insurance Corporation. Industry testimonials (Strategic Benefit Resources; Brown & Brown RS) are labeled as possibly compensated for placements.
Key Capabilities
- Specific (per person) and aggregate (plan-year total) stop-loss.
- Captives for smaller employers sharing risk.
- Claims operating standards (1-day mail log; 10–15 day review).
- Forms: ACH payment, aggregate submission, eligibility verification, notification, reimbursement, ASO kits.
A full deductible menu is in downloadable portfolio PDFs, not fully extracted here.
Integrations & Ecosystem
Captive-manager collaborations. ASO kits imply compatibility with carrier ASO claims flows.
Pricing
Quote.
Notes & Limitations
- Confirm AM Best and legal entity on the binder; historical Westport references may be outdated.
- Product availability disclaimer applies.
- swissre.com is the corporate site; the working product URL is Corporate Solutions.
Sources
Tags: stop-loss · Swiss Re · captive · direct writer