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SimplyInsured

Public facts

Online small-group medical quoting and enrollment

Free online small-business health-insurance quoting site that compares medical, dental, and vision plans and enrolls groups electronically.

Visit simplyinsured.com

Overview

SimplyInsured is a digital brokerage for small-business health insurance. Employers enter a ZIP code, email, and employee-count band (1–4, 5–49, or 50+) and receive instant plan comparisons from major carriers. The company says the platform and licensed-agent support are free to the employer, with premiums set by law like any other broker. Features advertised on the homepage include 10-minute online applications, employee-level e-apps, one-click renewals, and payroll deduction integrations. It is an employer-facing quoter, not a white-label CPQ sold to independent agencies.

Why it matters It is a consumer-grade small-group rater employers will find in search results; brokers should know it competes for the same 1–50 life cases.

Target buyer
Small U.S. employers shopping group medical, dental, and vision online; not a licensed-broker SaaS quoting desk.
Pricing model
No employer platform fee; compensation via standard small-group commissions
Homepage comparison table lists “No Fees” for both SimplyInsured and traditional brokers. Plan premiums are age- and ZIP-rated. No broker-software subscription is offered on the public site.
Availability
National
Research
Last researched 2026-08-23
Agent-strong category

Key features

  • Instant multi-carrier small-group quotes by ZIP and census
  • Medical, dental, and vision plan comparison
  • Fully online employee applications
  • 1-click renewals and online open enrollment
  • Licensed agent support for questions and claims advocacy
  • Payroll deduction automation

Integrations

  • Intuit QuickBooks (named)
  • Square Payroll (named)
  • ADP (described as easy setup)
  • Paychex (described as easy setup)
  • Other major payroll platforms (vendor: “most major payroll platforms”)

Overview

SimplyInsured operates simplyinsured.com as an online small-business health-insurance storefront. The homepage headline offers instant quotes and a claim that employers can “save up to $500 per employee per year.” Users start with ZIP, email, and a size band. The company says it shows thousands of medical, dental, and vision plans from major national carriers and that recommendations are unbiased.

Support is staffed by licensed agents who, per marketing, work for the employer rather than carriers. Customer quotes on the homepage are attributed to small businesses (construction, dry cleaning, and a member-advocacy story). The public advice blog captured in this pass last posted in 2021; the quoting UI itself remains live.

A support article explains that small-group premiums are based on the company’s ZIP code and employee ages (not each employee’s home ZIP), with typical ACA age-band and composite dental/vision rules.

Key Capabilities

  • Instant quote after ZIP and email, with plan filters and contribution modeling described in advice content.
  • Online group application targeted at about 10 minutes, with employees completing their own applications.
  • Automated payroll deductions and contribution/deduction changes after setup.
  • Online open enrollment and one-click renewals contrasted with paper/fax renewals.
  • Claims and coverage advocacy by SimplyInsured staff (anecdotal homepage testimonial; not a documented SLA).

Integrations & Ecosystem

Named payroll: Intuit QuickBooks and Square Payroll as fully integrated; ADP, Paychex, and unspecified others as “easy setup.” Carrier brands appear as logo rows on the homepage; a complete written carrier list was not extracted from the public page.

There is no public broker-agency AMS integration catalog.

Pricing

Employers are told the platform and recommendations are 100% free and that plan premiums are the same legally required rates other brokers quote. SimplyInsured is compensated as a licensed broker (standard market practice); the site does not publish a commission schedule.

Notes & Limitations

  • This is a retail/digital broker, not a quoting engine independent agencies license.
  • “National” is inferred from “across the country” / major-carrier language; a state-by-state availability matrix was not found. Actual plans still depend on ZIP and carrier filings.
  • The $500 PEPM savings claim is marketing, not a documented average.
  • Blog content on the marketing site appears stale (2021); confirm current product behavior in the live quote flow.
  • Groups of 50+ are a homepage size option; underwriting and fully insured small-group rules still vary by state and carrier.

Sources

Tags: small-group quoting · online broker · medical dental vision · payroll integration · SimplyInsured