Pan-American Life

Public facts

Group medical stop-loss (PALIG)

Pan-American Life Insurance Group (New Orleans) lists medical stop-loss among U.S. group A&H products; 2024 annual report cites refreshed stop-loss products for self-insured employers.

Visit palig.com

Overview

Pan-American Life Insurance Group (PALIG), founded 1911 and headquartered in New Orleans, offers life, accident, and health insurance in 49 states, D.C., Puerto Rico, the U.S. Virgin Islands, and Latin America/Caribbean. Official press kits and newsroom tables list Medical Stop Loss under Global Benefits alongside life, accident, health, credit life, mass marketing, and multinational solutions. PALIG’s 2024 annual report says the group introduced refreshed stop-loss products, strengthening its position as a leading U.S. stop-loss writer for self-insured employers. The URL palo.com specified in some directories is a parked/for-sale domain; the live corporate site is palig.com. Product detail (deductibles, forms, MGU partners such as East Coast Underwriters in industry directories) is not fully specified on the public homepage materials reviewed.

Why it matters PALIG is a real U.S. stop-loss writer with thin public spec sheets—use an MGU quote, not palo.com.

Target buyer: Self-funded employers accessing PALIG stop-loss via brokers or MGUs; availability varies by location.
Pricing model: Quoted stop-loss premium; No public rate card. palo.com is not PALIG’s site. Not all products in all locations.
Availability: National
Research: Last researched 2026-08-23; Public facts category

Key features

Medical stop-loss listed as a core U.S. group product
2024 refreshed stop-loss product set (annual report)
Multi-state and multinational A&H platform

Integrations

MGU/distributor channel (industry directories name partners; not confirmed on palig.com in this pass)

Overview

Pan-American Life Insurance Group is a century-old New Orleans A&H carrier. Medical stop-loss is named in corporate product lists and the 2024 annual report (refreshed products; “leading writer” language is PALIG’s).

The user-supplied palo.com URL was for sale at research time. This entry uses https://www.palig.com.

Press-kit scale (older kits: ~$1.2B revenue / $6.3B assets as of 2022; 2,100–2,200 employees; 22–30 countries) is corporate, not stop-loss-specific.

Key Capabilities

U.S. medical stop-loss for self-insured employers (named; specs unpublished on pages reviewed).
Broader group life/A&H and multinational solutions.

Integrations & Ecosystem

SIIA-style directories have listed MGUs (e.g., East Coast Underwriters) using Pan-American Life paper. That is third-party directory text, not a palig.com partner page, and is not treated as a verified current exclusive here.

Pricing

Quote.

Notes & Limitations

Limited public contract-basis/deductible disclosure.
Confirm legal entity and forms on the binder.
Do not use palo.com.

Sources

Tags: stop-loss · Pan-American Life · PALIG · self-funded