Innov8 Tools

Products / Ancillary Carriers

LF

Lincoln Financial

Public facts

Group life, disability, absence, and supplemental

Lincoln Financial Group workplace benefits for group life/AD&D, disability, leave/absence management, plus dental, vision, and supplemental health on member-service pages.

Overview

Lincoln Financial Group is the marketing name for Lincoln National Corporation and affiliates. Employer benefit pages highlight group term life and AD&D, short- and long-term disability, and leave services that coordinate FMLA, state paid family leave, company leave, and disability. Leave/unpaid-leave availability is published as varying by group size (examples: unpaid leave for 250+ lives; paid family leave for 25+ lives; some offerings 25+ lives). Insurance is issued by The Lincoln National Life Insurance Company (Fort Wayne, IN; not licensed in New York) and Lincoln Life & Annuity Company of New York, among other affiliates. Employee resources also list dental, DHMO in CA/FL/TX, vision, discount vision, and accident/critical illness/hospital indemnity.

Why it matters Lincoln is a disability-and-leave specialist with published group-size gates for PFL vs unpaid leave—not only a life quote.

Target buyer
Midsize and large employers and consultants who want Lincoln disability and absence management, often with group life.
Pricing model
Quoted insured premium or ASO fees for employer-funded disability/leave
No public PEPM. Product availability and features vary by state and group size. Lincoln Life Assurance Company of Boston appears on some absence PDFs as an additional issuer.
Availability
National
Research
Last researched 2026-08-23
Public facts category

Key features

  • Group term life and AD&D
  • Group short-term and long-term disability
  • Absence / leave management integrated with disability (FMLA, state PFL, company leave)
  • Absence Advisor insights and employer portals for RTW dates and absence detail
  • Dental and vision (including DHMO in California, Florida, and Texas on the employee-resources page)
  • Accident, critical illness, and hospital indemnity (employee-resources page)
  • ASO disability/leave administration where the employer funds the plan (Lincoln disclosure)

Integrations

  • LincolnFinancial.com employer and member self-service
  • Absence Advisor
  • Group benefits map tool (vanity URL on Lincoln employer pages)

Overview

Lincoln’s employer “Working and succeeding together” group-benefits overview leads with life, disability, and leave services. Absence PDFs describe integrating disability claims with FMLA, company leave, and state paid family leave, plus return-to-work support, employer portals, and regulation monitoring.

Legal: Lincoln Financial Group is a marketing name. The Lincoln National Life Insurance Company does not solicit New York; New York uses Lincoln Life & Annuity Company of New York.

Key Capabilities

  • Life/AD&D for employees and dependents as designed on the case.
  • STD/LTD income replacement.
  • Leave services: coordination across federal, state, and company leave; Absence Advisor content and webinars.
  • Published size notes: some products 25+ lives; unpaid leave 250+; PFL 25+ (employer overview footnotes).
  • Dental/vision/supplemental health appear on employee customer-service pages (so they are inforce products even if the employer overview leads with life/disability/leave).
  • ASO: Lincoln may administer employer-funded disability/leave without insurance risk.

Integrations & Ecosystem

LincolnFinancial.com registration, claim portals, and Absence Advisor. A public Workday/ADP connector list was not on the overview pages reviewed.

Pricing

Quoted. ASO vs fully insured is case-specific.

Notes & Limitations

  • Employer overview and employee-resources pages emphasize different product sets; both are Lincoln workplace benefits.
  • Recorded as National; NY issuer differs.
  • DHMO only named for CA, FL, and TX on the employee page.

Sources

Tags: Lincoln Financial · disability · absence management · group life · dental