Ameritas
Public factsGroup dental and vision specialist
Ameritas group dental and vision specialist with the Ameritas Dental Network and a choice of VSP or EyeMed vision networks, plus optional ortho, LASIK, and hearing add-ons.
Overview
Ameritas sells group dental and vision insurance for businesses from a few employees to a few thousand. Public business pages state Ameritas specializes in dental and vision, maintains one of the nation’s largest dental networks (providers charge 25–50% less than regular rates, vendor), and partners with VSP and EyeMed so employers can offer either or both vision networks—or a no-network schedule plan. Add-ons named in employer brochures include orthodontia, LASIK, hearing care, a student-loan repayment program, Preventive Plus (preventive not counting against the annual maximum), lifetime deductibles, carryover rewards, and using part of a dental maximum for vision. One certificate, enrollment, payroll entry, and bill is a stated bundling benefit.
Why it matters Ameritas is a dental/vision specialist that publicly lets a group offer both VSP and EyeMed—unusual versus single-network vision carriers.
- Target buyer
- Employers and brokers who want a dental-led (and vision) specialist rather than a life/disability-first carrier.
- Pricing model
- Quoted group premium
- No public PEPM. Network savings percentages (25–50%) are Ameritas marketing, not a guaranteed discount for every procedure or provider.
- Availability
- National
- Research
- Last researched 2026-08-23
- Public facts category
Key features
- Group dental on the Ameritas Dental Network with out-of-network benefits still paid (vendor)
- Group vision via VSP, EyeMed, or a schedule / no-network design
- Choice of both VSP and EyeMed so members can pick a network (vendor)
- Optional orthodontia, LASIK, and hearing
- Preventive Plus and lifetime deductible options
- Benefit carryover rewards for members who use the plan
- Combined dental/vision administration (one bill/enrollment)
Integrations
- Ameritas Dental Network
- VSP
- EyeMed (including retail chains named in brochures: LensCrafters, Pearle Vision, Target Optical)
Overview
Ameritas’s businesses/dental-vision pages describe a specialist carrier: plan design informed by customer data, nationwide dental network, and vision fulfilled through the two largest U.S. vision networks (VSP and EyeMed) or a schedule plan.
Employer brochure GR206 adds actuarial/underwriting/administration as the Ameritas layer on top of those vision networks, online purchasing at both networks, and several plan-design levers (higher annual maximums, Preventive Plus, lifetime deductible, vision spend from a dental maximum).
Key Capabilities
- Dental PPO-style network plus OON reimbursement.
- Dual-network or single-network vision.
- Riders: ortho, LASIK, hearing; student-loan repayment named in brochure.
- Carryover rewards and bundled admin.
Integrations & Ecosystem
Ameritas Dental Network; VSP; EyeMed. Payroll/ben-admin lists are not on the dental-vision marketing page.
Pricing
Quoted.
Notes & Limitations
- Recorded as National.
- Life/disability may exist in the broader Ameritas portfolio; this page reflects the public group dental/vision specialist positioning.
- Network-size and discount claims are vendor statements.
Sources
Tags: Ameritas · group dental · group vision · VSP · EyeMed