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ADP SmartCompliance Health Compliance / Health Compliance

ADP Health Compliance (SmartCompliance) for ACA eligibility, affordability, 1094-C/1095-C furnish and file, and state health-coverage reporting.

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Overview

ADP’s ACA product is marketed as ADP SmartCompliance® Health Compliance (also called ADP Health Compliance). It is a cloud solution that pulls payroll, HR, and benefits data, calculates full-time status and affordability (including leaves, rehires, safe harbors, and MEC thresholds by FEIN), lets administrators view 1094-C/1095-C status year-round, and furnishes/files federal and state ACA forms with specialist support. ADP also references Essential ACA on Workforce Now, TotalSource, and standalone Health Compliance for clients who are not on those stacks. ADP says it has filed and furnished more than 99 million Forms 1095-C since 2015 (about 1 in 5 U.S. forms; internal data).

Why it matters For ADP shops this is the default ACA filing module; it is also sold as a connected SmartCompliance service when payroll is not on ADP.

Target buyer
Applicable large employers—especially existing ADP payroll/HCM or TotalSource clients—that want ACA measurement and filing connected to payroll data.
Pricing model
Not published; typically packaged with ADP HCM/payroll or sold as SmartCompliance Health Compliance
No public PEPM or per-form 1095 prices on the Health Compliance page. Existing clients are pointed to support; prospects request a demo.
Availability
National
Research
Last researched 2026-08-23
Agent-strong category

Key features

  • Eligibility and affordability calculations by FEIN (hours, leaves, rehires, safe harbors, MEC)
  • Continuous data validation and issue surfacing before filing deadlines
  • Year-round access to Forms 1095-C and 1094-C and filing-history review
  • Federal furnish and file plus state employer reporting
  • ACA specialists for issue resolution
  • Optional SSN solicitation and tracking add-on for name/SSN mismatches
  • ACA penalty calculator / potential-penalties impact report
  • Workforce Now Essential ACA and TotalSource filing paths for those ADP products

Integrations

  • ADP payroll, HR, and benefits systems of record
  • Non-ADP payroll, HR, or ERP systems (ADP says Health Compliance can be used regardless of which payroll/HR/ERP you run)

Overview

ADP packages employer ACA work as SmartCompliance Health Compliance. The product page describes connected data flows from payroll, HR, benefits, and other systems of record; continuous validation; real-time compliance status by employee, month, or FEIN; and coordinated federal/state reporting with access to ACA specialists.

ADP’s educational copy restates the employer mandate (50+ FT/FTE, affordable minimum-value coverage to at least 95% of full-time employees) and 1094-C/1095-C reporting. For tax year 2025 / filing in 2026, ADP published these IRS dates: employee furnish by March 2, 2026 (unless using the alternative method of furnishing); IRS file by March 31, 2026. Example state dates listed for 2025 reporting include California (furnish 2/2/2026, file 6/1/2026), New Jersey and Rhode Island (furnish 3/2/2026, file 3/31/2026), and Washington, D.C. (furnish 3/2/2026, file 4/30/2026). ADP notes final TY2027 state dates were not all released at the time of the page.

A client-admin 1095-C guide states that if the employer uses ADP Health Compliance or ADP TotalSource, ADP files 1095-Cs with the IRS and either sends forms to the employer or distributes them to employees. Workforce Now Essential ACA includes annual ACA reporting.

ADP internal data: more than 99 million 1095-Cs filed/furnished since 2015, about one in five U.S. forms.

Key Capabilities

  • Hours-based full-time determination, including variable-hour/seasonal analysis as described in FAQs.
  • Affordability and safe harbors.
  • In-year monitoring, not only year-end print.
  • Federal and named-state reporting support.
  • Optional SSN mismatch workflow.
  • Penalty-exposure calculator (educational).

Integrations & Ecosystem

Native to ADP HCM/payroll/benefits. ADP also markets Health Compliance for organizations on other payroll/HR/ERP systems. Specific non-ADP connector names are not enumerated on the page captured.

Pricing

Quote / existing ADP contract. Not list-priced publicly.

Notes & Limitations

  • Deadlines on the page are tax-year-specific; confirm each season.
  • Essential ACA vs. full Health Compliance vs. TotalSource feature split should be confirmed with an ADP representative.
  • 99 million forms is ADP internal data.
  • “National” federal product plus state modules.

Sources

Tags: ADP · SmartCompliance · ACA · 1095-C · eligibility · state reporting